Richard is the owner and director of Excalibur Actuaries Limited. He is an actuary advising trustees and employers on a wide variety of pensions issues. He also provides expert evidence in cases of divorce and on loss of pension rights on termination of employment.
Having trained with a major employee benefit consulting firm, he was responsible for leading a team of 20 actuaries and consultants. Richard then joined a leading accountancy firm advising on mergers, acquisitions and accounting before setting up his own businesses, including a leading specialist reporting service to calculate compensation payments to the victims of personal pension mis-selling.
Richard is also a director and owner of RMN Actuarial Consulting Ltd and Focus Pensions Ltd, providing actuarial and consultancy services to pension schemes and sponsoring employers. With a reputation for innovation and jargon free advice, he has worked with several clients for many years as their trusted adviser.
He is married with two daughters and in his spare time Richard is an accomplished skier and an enthusiastic, if less accomplished golfer and photographer.
Caroline is the actuarial director at Excalibur Actuaries Limited. She qualified as an actuary in 1993 and has a broad range of experience across several actuarial disciplines.
Caroline trained at a major employee benefit consulting team, culminating in her leading the team advising the firm’s largest client, advising on all aspects of pension scheme requirements, including scheme design, implementation and communication, mergers and acquisitions, valuations and accounting for both employers and trustees. She then worked with a leading firm to calculate compensation for victims of personal pension mis-selling, leading a team of around 15 experts and analysts.
Caroline moved to Australia in 2001 where she moved into wealth management and life insurance, developing expertise in pricing and developing the then emerging practice of Risk Management for the country’s largest life insurer.
On her return to the UK she held the role of Director of Enterprise and Operational Risk before joining Excalibur at the start of 2017. Caroline has a daughter and usually has a house renovation project underway.
Nicola is an actuary with Excalibur Actuaries Limited, having worked for 18 years as a consulting actuary, looking after sponsors, trustees and members of defined benefit pension schemes.
Nicola has a collaborative approach, bringing people together in multi-disciplinary teams, and really listening to clients in order to offer high-quality, personal and pragmatic advice – always seeking right solutions for their particular needs. Nicola qualified as an actuary in 2007 and became a Scheme Actuary, before managing a team at the Pension Protection Fund.
Alongside her work with Excalibur Actuaries, Nicola tutors young people with dyslexia, a condition close to her heart. Nicola has two boys so is enjoying football, cricket and trying to win at monopoly (the key is Vine Street, and she says there can be no arguments on this!).
Oscar is an actuary with Excalibur Actuaries Limited, having worked for over 20 years as a consulting actuary, working with a wide range of sponsors and trustees.
With an interest in the financial markets and IT, Oscar is working on applications to help individuals with their investments.