Pensions on Divorce Reports
Clear, considered pensions on divorce reports delivered by a fully regulated team of specialist actuaries.
We provide independent advice, based on your instructions. Our pensions on divorce reports are clearly structured, ensuring even complex pensions are explained in a way that is practical and easy to follow.
Most of our reports are prepared on a Single Joint Expert basis, with one independent expert instructed jointly by both parties.
Expertise behind every report
Every report draws on the collective expertise of our specialist actuarial team. With experience across a wide range of pension schemes, including complex public sector arrangements.
The result is a report that is technically robust with clear, practical recommendations that solicitors, clients and, where required, the court can rely on.
What is a pensions on divorce report?
A pensions on divorce report provides an independent assessment of the pension assets within a divorce settlement. It explains the value of the pension arrangements, considers the available options and helps solicitors, clients and, where required, the court make informed decisions.
Standard pension valuations, such as Cash Equivalent Transfer Values (CETVs), do not always provide the full picture, particularly for defined benefit and public sector pension schemes.
Our role is to analyse those pension arrangements in detail and present clear, structured advice that explains:
- what the pensions are worth
- how they compare with each other
- How a fair outcome can be achieved, which may include multiple options
Each report is signed by a specialist, fully regulated actuary and is technically robust and straightforward to follow.
When is a pensions on divorce report needed?
A pensions on divorce report is typically recommended where pensions are a significant asset, where standard valuations can be misleading, or where the circumstances are more complex.
There are instances where a report may not be necessary, particularly where pension arrangements are relatively straightforward. Even then, care should be taken, as factors such as guarantees, age differences and public sector pension benefits can affect the outcome.
What our reports provide
Every report is prepared to provide clear, independent advice that supports informed decision-making. We analyse the pension arrangements in detail before presenting practical recommendations that can be understood by clients, their solicitors and the court.
This includes:
- analysis of all relevant pension schemes
- comparison of benefits across different arrangements
- the pension sharing required in line with your instructions.
- clear explanation of outcomes and implications
All advice is prepared to a high actuarial and regulatory standard and presented in a way that is practical to apply.
Why choose Excalibur?
Specialist expertise
Fully regulated actuaries with extensive experience of pensions on divorce.
Collaborative
We work closely with solicitors throughout every stage of the case.
Clear communication
Complex pensions explained in straightforward, practical language.
Consistent quality
Every report benefits from structured internal review.
Timely
We work efficiently to help keep cases progressing and report on time.
Looking to explore a specific aspect?
Pensions on Divorce Reports
Learn how the Single Joint Expert process works, from instruction through to the completed report.
Pensions on Divorce Experts
Find out what to look for in a pensions on divorce expert and why specialist actuarial expertise matters.
Resources
Explore our range of practical resources, guides and articles designed to help you better understand pensions on divorce.